Building Contractor Scam · Civil Court · fraud · Homeownership · Insurance · Insurance Claims · Insurance Scam · Paralegal Studies

Duty to Warn: Property Claim Fraud Recap

In my considered opinion one should change insurance carriers immediately if insured by Liberty Mutual. Their Safeco holding is, in my opinion, loaded with criminals who are engaging in racketeering. Senior Claims Adjuster Kent Stiles paid the owner of Protech Construction over $260K to demolish my home and replace it with junk. The original claim I filed when a tree limb fell on my bedroom and cracked it open at the seams has been made to disappear from my insurance records, but not from the database that houses claims histories. In my insurance record there have been placed three claims invented by Stiles. I’m sure that if I called in a claim now, I would be denied service. I contacted the president of Safeco, Tyler Asher, but he refused to respond to my plea for assistance. I guess Kent Stiles truly runs Safeco Insurance, and he is the number one reason you should find another insurance carrier before you ever have a need to file a homeowner claim.

Making a complaint to the Department of Insurance will get you nowhere because there are people working in that agency who help push the fraud along. John Mort, Sroufe, even the ombudsman Therese Gallagher would not help me get answers to the simplest questions. I have seen Sroufe’s name on other cases that have not been decided in favor of the consumer. These people say the most hideous things, like good luck making anyone believe there is something wrong with the structure that was built without my authorization when $300K was spent on the claim, the claim that now does not exist in either Safeco or Liberty Mutual files.

Next, the matter of the contractor, Los Angeles County Public Works, and the Contractors State License Board. While I have been silenced by Vincent Paglia’s filing of a frivolous defamation claim against me, I have acquired the documentation that shows he did not pass final inspection, a claim he has made for the last 3 years to the CSLB. They made him pay for shoddy workmanship, but they have not addressed the claim I made against this monster for demolishing my home without authorization, without building plans, without a predemolition inspection, without anything that is required by Los Angeles County Public Works. He claimed to be the owner of my property on the demolition documents. The notification that he had not passed final inspection and that the certificate of housing had been rescinded was sent to his general manager, who must have been told to ignore the notification. Following an inspection by Roy Itani of Public Works, I was sent notification of all the corrections that needed to be made and told that Public Works would work with the contractor of my choice to get the project completed. I should have been sent the first notification, and the second notification that was sent to me was not a part of the file created by Public Works.

At this point, I trust no one has the consumer’s interests or well-being uppermost in their considerations of how to continue covering this criminality over. I have submitted document after document that supports my claim of having been defrauded by both Safeco and Protech Construction. But I am not an attorney and only attorneys and courts can say when fraud has occurred. Well, ain’t that swell? Obviously, I can’t believe my lying eyes.

I just paid the greatly inflated property taxes the assessor couldn’t wait to charge me for this new construction that I did not authorize. It was not needed. There was nothing wrong with my workshop nor with the front portion of my home. However, Vincent Paglia took it upon himself to demolish my home and replace it with junk. This structure is not finished, is crumbling, has faulty electrical and plumbing. The floor in the bathroom is undermined by what has to be a gigantic leak. I reported this problem to Public Works more than 6 weeks ago, but nothing has been done about the hazard to my health and safety. Paglia told me I would never get the money back. I couldn’t get it back in the first place; Safeco paid him directly. I never saw the checks until several months after the project was abandoned. I never endorsed the checks and was under the impression that my claim was settled for $48K. I learned the reported about when I checked the claims databases.

Every agency I have contacted about this matter is now giving me the silent treatment. I guess I have nowhere else to report this travesty unless I go to court. However, I am no match for the legal enemies Paglia and Stiles can array against me. All I have is the truth.

Hear me well: Safeco/Liberty Mutual Insurance is sketchy. Get out before you need help. Protech Construction out of Brea, CA has a sketchy president. He makes veiled threats via phone then tells you to forget he had the conversation with you. This is a contractor to be avoided at all costs.

As there is no one looking out for consumers, I felt a duty to warn any and all who read this. The above listed companies and agencies are interested in maintaining their fraud network and they do not mind destroying your life and property.

Bad Faith · Class · Community · death · Disaster · Economic Anger · excess death · power · Refugees · social observation · trauma

Notes to Myself

There are websites dedicated to hating women. Incels, involuntary celibates, think women should be punished for not giving up sex on deman. Seems time to read Of Men and Women: How to Be for Each Other by Pearl S. Buck.

The Rohingya in Bangladesh are being moved to a remote island that only emerger from the sea within the decade and is prone to flooding and cyclonic upheaval. Why is this allowed to happen? Bangladesh is sinking, losing land mass rapidly. Is this a reason to abuse people who have fled persecution and death and isolate them out to sea?

277,000 dead and the lame duck is concerned only with his ego. He did say he didn’t like losers, so I guess that means he really doesn’t like himself. Such a despicable individual, supported by people looking for a savior. I hate to think all of them are as despicable as he is; they are misled. There must be a way to reach them, to pull them away from the fringe. So many of us are lost.

Lies. Why do people want to believe lies?

Is California the most corrupt state in the union? I do wonder.

Who is looking out for consumers? Who is looking out for the rank and file of us? I never expected to see a worse version of the Great Depression. At least, at some point, there was a concerted government response. America is supposed to be the richest nation in the world, but money doesn’t translate into empathy, compassion, or care.

Why are we so up in arms about socialism when we outsourced all our good paying jobs to a communist country? Communism was the threat when I was younger, so imagine my surprise when I graduated from college to discover we were in debt to communist China. My country lists towards fascism now and no one seems up in arms about that.

Reading Pearl S. Buck I found a kindred spirit who believed American men did not like women. I have often expressed this notion and been thought mad. The basis of my thought is based in observations of reality and history of the relations between the sexes. We no longer value history, reality, or truth.

The American people have been abandoned by the government that is supposed to represent us. Trillions of dollars for corporations and donors, nothing for first line workers, general workers, any workers. We are being exploited while elected representatives go on living their lives as if our unemployment, sickness, and death is our fault. Suicides are surging along with infection rates. Doctors and nurses are in that number along with the working classes. We are all working classes if we cannot count ourselves among the donor class.

We truly are a failed state.

Farmers protest in India and Peru. The largest general strike in the world is happening in India. 250 million strong. Young people are losing the lives in Peru protesting for relief. We have protested here, but has anything changed? Is anything changing? The incoming administration will change nothing. More of the same only cloaked in incessant grinning and “decency”.

We are living through a pandemic that many people believe is a hoax. Millions are in danger of losing their homes. Millions are in danger of having insufficient food. Millions of young people face no future. Hundreds of thousands are dead, dying, ill, and suffering from sequelae of COVID.

Homelessness is spreading. Poverty is spreading. Hunger is spreading. Not even bread or circuses.