AS · Criminal Organizations · Disaster · Economic Anger · Homeownership · Insurance · Paralegal Studies

Case Closed?

Looky here, folks. The final tote board. Not one indication of the $48K taken from me, no indication of the foreclosure that propelled me into bankruptcy, except that Beal Bank is clearly listed as a creditor. My, my.

That $1680 – $68.40 are the only fees recorded by the Court. Tortfeasor Brad Weil filed for >$9000 in attorney’s fees. I objected, citing his failure to represent me, his failure to account for my insurance monies, his failure to perform due diligence, his negligence & malfeasance. The Court agreed with me as his fees have been removed from the final accounting.

I have been robbed under the cover of the law.

Criminal Organizations · Homeownership · Insurance · Law · Paralegal Studies · Probate Housing Creditors Mortgages Mortgage Fraud

BEAL BANK RETURNS PROPERTY TAX REFUNDS and TRUST DEED

General Counsel for Beal Bank, Grant Hamilton, was wrong. I did, and continue to have something coming, you schmuck.

I received twice as many checks and twice as much money as was proffered before. Of course, no interest was paid. Also received the original Trust Deed document with the promissory note, stamped PAID IN FULL. That was exactly what was supposed to have happened 10 months ago when this debt was paid by confiscation of my homeowners insurance claim funds, which I expect to have returned.

One reason for the return is the court documents claimed I owed one amount and Beal Bank took twice that amount from funds to which it had no right.

Second reason for return is Beal Bank has provided no evidence that they had a right to those particular funds, that were made out to me and MGC Mortgage, Inc. MGC Mortgage had commandeered my insurance because they noticed the name on the insurance did not match the name on the mortgage–a decade later they notice this. To make the names match, they listed the mortgage as the Estate of my Mom, and said the payment came from that Estate. Trouble is, the Estate has been closed for two years. They knew this, but Beal Bank, who I had no idea was involved with my property in any way, filed foreclosure against the property anyway, citing a Trust Deed. Had the Trust Deed been in effect, it would have been mentioned during probate. It never was because the TD was not in effect for non-Californians. Says so right on the front page. Also states that whoever holds the TD can be held liable for claims against the holder should they violate stipulations. I feel violated.

Beal Bank certainly had no right to take the money and it had no right to cloak the payment under the Estate as it has been closed for two years. Why I got two years worth of property tax refunds.

My attorney failed to report the payments to the court, failed to report that Beal Bank was paid off before the case was confirmed, failed to be ethical.

I have been robbed of 47,810.92 American dollars by Beal Bank. My home was razed and that money was to pay for repairs. My name was on the check because I pay the bill for the insurance, have done for a decade.

Beal Bank is busier than a cat covering it up, desperately denying any knowledge of what their “affiliate” is up to, as if it isn’t up to doing Beal’s dirt.

Betchu know what is going on now, Grant Hamilton, General Counsel for Beal Bank who is most unprofessional, unethical, and quite possibly criminal in his defense of Beal Bank.

Criminal Organizations · Economic Anger · Homeownership · Insurance · Law · observations · Paralegal Studies · power · Probate Housing Creditors Mortgages Mortgage Fraud · trauma

Grant Hamilton, General Counsel for Beal Bank, SSB, Plano, TX is a I-Don’t-Want-to-Know-Anything Brass-Plated Schmuck

4.3.2017 Called MGC Mortgage, Inc., Lake Zurich IL, to ask for my property tax refund. Spoke to Jennifer, Anthony, Jocelyn, and supervisor Josh. He told me he would research and return my call. He never did.

4.4.2017  Spoke to supervisor Mary Ann. She said she would give a message to supervisor Josh. Gues she didn’t.

4.5.2017  Finally, spoke to Harvey. He seemed to work in the research department and had some knowledge of the history of payment associated with loan number 1423927043. He told me there was no listing of the source of payoff on the loan, other than my mother’s estate, which has been closed for two years. No note in the file that the check was from Safeco insurance and that the monies were homeowner’s insurance claim funds. Harvey transferred me to supervisor Tyler who truly did not want to talk with me. It was Harvey who told me MGC employees are not allowed to provide their last names to customers. What a way to run a financial institution, eh?

Supervisor Tyler, long story short, assured me my property tax refund check would be sent to me, payable to me instead of my mother’s estate which ceased to exist once probate closed. Beal Bank filed foreclosure against my property as probate closed. They headed all their documents to the Estate even though they knew the estate was closed and I was the legal owner of the property. They also took my money, that was in my name, to pay their claim, cloaking the payment to look as if it were drawn from funds other than my own.

4.7.2017 I called to speak with supervisor Tyler and was told by Josh and Brad Cox that they would investigate the problem I was having getting my property tax refund returned to me. He connected me to pisspot General Counsel for Beal Bank Grant Hamilton, whose name oughta be Stonewall Jackson. According to him, there is no one higher up the food chain than he in the legal department. One whole attorney for in-house counsel. Beal Bank likely has thousands of lawyers for litigation.

As he shrugged me off on Medium.

This arrogant troll told me Beal Bank owed me nothing, that they had no interest in my property, and had nothing, document wise or any wise, to return to me. Hamilton defended the right of Beal Bank to rob me. What’s that joke about a billion lawyers at the bottom of the ocean being a good start?

I have been writing complaints about Beal Bank for three years now. I concluded agencies like FDIC, CFPB, the whole lot of the alphabet soup of agencies charged with consumer protection, are powerless against, and in bed with the corporations that bedevil us.

That smug fart Grant Hamilton…with his shrugs…and lack of ethics. Putz.

 

 

 

Class · Criminal Organizations · Economic Anger · Homeownership · Insurance · observations · Paralegal Studies · power · Probate Housing Creditors Mortgages Mortgage Fraud · research

Beal has been Paid (Real/Real)

Insurance proceeds totaling more than the amount demanded by Beal Bank/MGC Mortgage, Inc. have been received by the bankruptcy department in Lake Zurich, IL, original handler of my mortgage payments, loan modification requests, originator of requests for Affidavits of Heirship and directions to get title to the property without ever    mentioning probate.

As MGC  Mortgage, Inc. is listed as a lienholder on my homeowner insurance, the checks are made to both of us. I had to endorse the checks and send them to Beal Bank as bankrutcpy payments. It is allegedly illegal for them to take the monies and leave me high and dry for repairs to my home. I want them to continue breaking the law as with them I want no further truck.

However, I expect them to come up with some trick to keep me in bankruptcy and under their thumbs until Rapture. They have managed it this long, portraying me as the irresponsible, underhanded one who failed to report my mother’s death to them until I filed probate. They also claim that they have held this loan from 2003, two years before my mother’s death. These claims are in the court documents, made by attorneys for Beal. In documents from MGC to the FDIC, they admit they had knowledge of my mother’s death from 2008. This makes sense as I paid two other companies for this loan before I began paying MGC Mortgage in 2007-8. Nevertheless, I’m the lie and Andrew Beal is the rich, pretty boy.

We will see . . ..

Criminal Organizations · Economic Anger · power

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First creditors hearing scheduled for 22 January. Beal Bank/Dovenmuehle/MGC/RCS and apparently Aames Home Loan should be present. I hope they have to answer how it is that I paid Aames Home Loan the mortgage when Beal Bank acquired the Trust Deed securing their interest in the property in 2004. This occurred a year before my mother died, but I have no record of this transfer. Surely, my mother would have been entitled to know of this transfer?

When I notified Aames Home Loan in January 2006 of my mom’s death, I was instructed to “just keep paying the bill.” I was not told to file probate. I was not told that because my name was not on the mortgage, I would need to file probate in order to communicate with the mortgage company about the loan. I was told to “just keep paying the bill.”

In 2011, a representative from the tax assessor’s office told me to file probate. As soon as I could get the money together for the court costs, I filed. There is no respite from the fees for the working poor. I had to file probate on my own because I did not want to sell my home; no attorney would take the case as there was no golden bonus to be had. Probate was open until 2014 with only MGC listed as a creditor. While in probate, Beal Bank filed foreclosure against my mother. They claim they had no knowledge of my mother’s death until probate was filed in 2012.

It seems, if I interpret the recording date on the reconveyance of the trust deed correctly, I have been paying Beal Bank since 2006 as they masqueraded as Aames Home Loan, RCS, and finally MGC. When I plug MGC into a search engine, the results come back Beal Bank.

I had to file bankruptcy on a 10-year-old mortgage that is not in my name. I have paid on this not-in-my-name-mortgage for 10 years, maintained the insurance, repairs, etc., in my name. Aames Home Loan aka Beal Bank was notified of my mother’s death by phone, and sent an original death certificate by mail in 2006.

I hope some transparency will be achieved into how this was allowed to go on for so long. I think I should have an explanation of what has taken place over the past 10 years. I paid, received no tax credit, no plus marks on my credit, no nothing for 10 years, then Beal Bank tries to steal my equity-rich home for <$50K.

Is this really proper procedure for a mortgage company/bank?