aging · Class · Community · Criminal Organizations · Economic Anger · Health and wellness · News and politics · Paralegal Studies · Probate · Probate Housing Creditors Mortgages Mortgage Fraud

Banksters vs Hamilton: The Latest (Real/Real)

Filed complaints with Better Business Bureau, Consumer Affairs, CA State Department of Business Oversight, and the young Consumer Financial Protection Bureau http://consumerfinance.gov. I also wrote to Senator Elizabeth Warren as I know her to be a consumer advocate and quite involved in the formation and operation of the CFPB.

My representative from Consumer Affairs had to negotiate with MGC Mortgage, and it was not a pretty affair, but he gained my side a month’s reprieve, in which time MGC Mortgage is supposed to review the loss mitigation documents I submitted. I expect for them to come back with a denial and some excuse that would prevent me from qualifying for loss mitigation, and I’ll be told to do something else. They denied a loss mit app in November 2014 and told me I was not eligible for a loan assumption, though the word lately has been loan assumption whenever I’ve been able to speak to an MGC representative.

Now, thanks to the helpful input of friends and several agencies, I’m on a mission to find the $42,000 owed these people on a $25,500 loan taken out in 1997! Go figure. Maybe I’ll put my GoFundMe page back up…

Simplest way to amend the Probate Code to avoid any more of this type of backdoor theft of real property from consumers by banksters would be to require ALL creditors to make a claim against the Estate of a deceased mortgageholder, thus also requiring all creditors to inform the consumers who notified them of the mortgageholder’s death of their possible need to file probate. Both secured and unsecured creditors should be held to the same standards when a deceased mortgageholder is involved.

aging · AS · Community · Criminal Organizations · ethnography · Health and wellness · observations · Paralegal Studies · research

E-File Small Claims in CA

You can file a Small Claims case online in California Superior Court. You can file for personal injury to get restitution.

You know who filed this morning? For the first time since 2008, I slept 6 hours last night because I finally got physical proof that the gang members have been blocking my driveway. Finally got a police report. My case file grows . . ..

aging · AS · Class · Community · Criminal Organizations · Economic Anger · ethnography · Health and wellness · Paralegal Studies · research · Sociology

Real/Real

On Thursday, my neighbor of 50 years said to me, “Fuck your mother.” Unfortunately, I wished him the same. However, I think his remark was out of bounds as I only asked him to move his car forward a little bit to make it easier for me to get out of my driveway. We had a screaming fest, heavily laden with expletives, as I mainly parroted back what was shouted at me, as it is not customary for me to be playing the dozens and yelling in the street like a fishmonger’s wife.

So, I’m taking his mother to Small Claims Court to get my $7500. I think I have a great torts case. Got some negligence involved, intentional injury, PTSD, and possible punitive damages. Most important, I have years of supporting documentation. Preliminary research begun. . ..

aging · Community · Economic Anger · Health and wellness · observations · social observation · time

Reflections on Time

60 is fast approaching. I have no idea of what it is I am supposed to do once I meet this fated age. I don’t feel 60. I don’t look 60. I don’t think 60, except for my understanding and ruminating all over history, and my memories of how things once were.

What is commonplace that was uncommon back in the day? Violence is still the same, more common than ever. Civility is a thing of the past. Disrespect of women was somewhat less common. I remember when Black men treated all women as sisters and looked out for us and the entire neighborhood. That was in the time of Black Panthers. They provided free breakfasts, education, and other community activities intended to foster unity and a sense of family.

This is the most lackluster Black History Month I have ever experienced. The only new information I gleaned was from the Pacifica Network, KPFK. I learned about the great opposition MLK faced at the end of his life. 55% of Black folks disapproved of him because of his stances on war and poverty. Imagine. This is the 50th anniversary of Brother Malcolm’s death.

Can’t say that lies are any less prevalent. Neither is hate. Ignorance and stupidity are in staggeringly great supplies. Sometimes I can’t determine if there is more of the latter than there was before. There seems to be more cunning and cupidity in the works. I am not satisfied with the state of the world. I never expected such dysfunction.

Children are much more sexualized and exposed to sex and violence at extremely alarming rates. Everyone is stuck in the palms of their hands, even while driving. We are much more vulgar and coarse than we have ever been.

Health care is the pits. I miss being able to choose my own doctor, develop a relationship with my own doctor, and pay my own doctor without having to depend on an insurance company to act as go-between. It is only now, after several years of seeking a diagnosis for what I suspect is an autism spectrum difference, that a psychiatrist finally heard me and gave me a preliminary scale to complete. There were 50 items. The cut-off for likely having an AS difference was 32. My score: 45. The doctor also told me that the medical power structure did not want to diagnose me because of my age…. Seems to me that if we want to help these young people coming up in droves with autism, we ought to study those of us who have aged through before there was a name, other than weirdo or eccentric, for those of us with the glorious difference. We’ve got some knowledge to drop on those coming behind us. I pray our numbers increase rapidly. We are in need of a major paradigm shift in our ways of being.

It took a heap of living to get to 60. Never expected to get here given the way folks around me seemed to drop like lead weights. Death has always fascinated me and I began obtaining and storing obituaries when I was quite young. Such wonderful short stories that sometimes speak volumes with the information that is omitted about the deceased. I’m examining a data set of my own compiling that is composed of markers indicating the level of involvement, connection, and interaction with society that the deceased cultivated in life. I want to know if those who live longest were more invested in the process of living. Does social connectedness really contribute to a longer life? Is it the quality of the connections that matter? The number? My base interest is with the concept of excess death. Go look that up.

I’m happy to be getting older, but I definitely want to make a change in my world, immediately and on down the line. Things cannot go on as they are forever. The decimation of the middle class has been going on for the last 40 years. What a good ride downhill, Workers. Doctors are no longer gods, but working stiffs who have to answer to the insurance companies. Unions are nearly defunct. We, the people, who are supposed to be the government, are being ill-served by those lawyers in Congress. I’m not feeling this perpetual war stance we’re taking. I am sick of all sports. Spend billions on stadium building, but do nothing for homeless veterans, homeless families, homeless mentally ill, homeless victims of domestic violence. We spend $62,300 to incarcerate someone in California, but only $9100 to educate that same somebody. The prison-industrial complex gets rich and Congress wants to block immigrants from staying in this country. Hell, without them, who will pay into the Social Security system? Able-bodied black, brown, and white people are locked up, likely never to earn a decent living, likely unable to adequately care for their families. Somebody’s gotta keep the ship afloat.

Gotta go ponder some more. Turning 60 ain’t no sissy sprint, I’ll tell you what.

Community · Economic Anger · Health and wellness · News and politics · observations · power

Old People Better Stand Up

Tired of old people, older people, being ignored in the drive to the future. Those of us over 50 have a whole lot to give to our culture and the world. All this focus on K-12, all the rhetoric breathed and theory advanced, well and good, but any society that fails to provide accessible opportunities for continual skills development and general knowledge acquisition to all her citizens is a society doomed to fail shortly. Wasting human capital is a moral and practical failing of our corporate capitalist materialist consumerist economy. The effects can be observed from slavery to the current day, just different demographics are involved.

We need a paradigm shift when examining the stages of adult life considering some trends in increasing longevity. Many of us over 50 are healthy, clothed in our right minds, and eager to share and savor life, using our skills and insights in concert with others to accomplish goals and improve our world for ourselves and the coming generations.

Why does our culture persist in denying older people a right to expect anything other than marginalization? We, the older, need to speak up and get ours, too.

Health and wellness · Sociology

Outsider

I’ve never truly been a part of my neighborhood. Never truly accepted by my peers. Always labeled negatively, called stuck up, sidditty, aloof. Thought I was better than

I now understand that these judgments came from the ignorant, the small-minded, the stupid. I don’t understand why people single other people out for ridicule, humiliation, and hate.

I don’t much like people because of my early experiences in my neighborhood. I don’t wish them ill. I simply don’t wish to be bothered with bottom-feeders.