sisters brothers babies gone
the Umma is rent
sisters brothers babies gone
the Umma is rent
From $48K to $430K. How did we get from one point to the other? Very illegally, step by step.
In the midst of being packed out of my home, I chanced upon a letter from Safeco that said my insurance was going to be cancelled for non-payment of the premium. I couldn’t understand why that would be because my premiums were pulled directly from my bank account and there was plenty of money to pay it. I called to correct this matter and found out the mortgage servicer who accepted payments for a loan my mother had before she died replaced their name on the insurance as a lienholder. Following the probate proceedings, where no claim was made against the estate by this loan servicer or any other entity, and I was awarded the property, free and clear, I removed MGC Mortgage from the homeowner insurance that I had been paying for years without my name being listed on the property.
MGC Mortgage, who I later learned represented Beal Bank in Texas, called Safeco and had their name replaced on the insurance and told Safeco they would be responsible for paying the insurance going forward. This is how my premium came up for cancellation; MGC Mortgage aka Beal Bank was trying to gain control of my property for the sum of $25,5K. They failed to pay the premium because they were trying to steal my home based on a false claim of having a Trust Deed against the property.
I don’t know when, exactly, my premium payments stopped coming out of my bank account, but it must have been just prior to the tree fall. My complaint about this led to the loss of my first adjuster, Trevor Haaswyk and opened the door to the King of Rip-Off Kent Stiles.
I will add to this story over the course of the day as I remember all that has transpired since 22 April 2016 continuing to today.
If you have an insurance policy with Safeco Insurance, you should look for another provider. There is something terribly wrong with a company that is supposed to have the consumer’s trust but won’t answer questions, lies to your face, bullies you, and destroys your home with no consequences.
The low premiums lure you in. Just don’t file a claim. It took 19 days to get a response from Safeco after a huge tree fell on my home. Good thing my home was made of old, hard walnut wood, else I might be dead now.
Finally, an adjuster responded, sent an appraiser to assess the damage. He couldn’t make a full assessment because he could not see the inner workings of the house, the beams and such, so he called for an engineer. The engineer assessed the damages as being confined to my bedroom. No other rooms were involved and no damage was done to my workshop at the rear of the property. The amount needed to repair my home was set at $48K, detailed in a dated engineering report (Donan Engineering) with an expiry date of March 2018.
How did my bill come to $430K? Come back tomorrow and I’ll tell you.
Safeco/Liberty Mutual (avoid them) claims adjuster Kent Stiles will not provide the superseding document to an engineering report in my claim file. That report stated that only the bedroom of my home was in need of repair, and the check was cut for $48K to settle the claim.
Kent Stiles claims I have received all the documentation to which I am entitled, but I contend that if the first engineering report is in the file, why wouldn’t the superseding document be in the file?
Kent Stiles has had cooperation from many people in the claims department. The team that he is a part of is corrupted. He restricted access to my claim file for a slap year. Still, I won’t stop pressing this issue, telling my story, mentioning his name until I get his license pulled.
I have contacted the CEOs of both Safeco and Liberty Mutual. Contacted the CFO of Liberty Mutual as they own Safeco. No response.
Lately, I’ve taken to reporting the crime on their fraud email,
email@example.com. After my first contact, they had a member of the Presidential Service Team call me. She is the same witch who has been helping Kent Stiles cover up his thievery. So, I wrote them again, gave them a list of individuals involved, asked them to have those on the list never contact me again. The Presidential Service Team is supposed to assist clients to resolve issues with their adjusters, but they help the adjusters unless I’ve just had the misfortune to get hooked up with all the crooks at Safeco. I wrote a third time to give more detail about Stiles’ questionable handling of my claim. At this moment, there has been no response.
Here’s a phrase that sincerely chaps my ass. What if the police ask you to describe me? Whachugonsay?
Discovered my disgust with this statement after getting into a discussion about who can and can’t say nigger. We concluded with the thought that anyone can say anything (conditional) because this is a country that constitutionally guarantees freedom of speech. I added that saying anything means being ready and able to take the consequences of those utterances.
See, you can’t say nigger to everyone. I don’t care how you spell it, inflect it, think it’s cute or a term of endearment, you can’t say that to everyone. Some folks have a reflexive action to being called nigger. They will bust you in the mouth, with love, ’cause they ain’t having it. I think I am one of those people.
Nigger is a slur, an ethnophaulism. How’d you like it if I walked up to you and called you my Dago, my Wop, my Mick, my Chink, my Gook, my Buddhahead, my Guinea, my Spic, my Kike, (recent) my Beaner? Does it grate a little? If not, do you know someone who might not share your attitude?
It is difficult to find a slur for whites that carries the same punch as nigger. By becoming white, those ethnics who look more like the dominant group eventually became white. Hunky or honky no longer packed a punch. Even Jews thought, and think, they were white. It only takes a second to be disabused of that notion when faced with real crackers who think the kikes are out to replace them.
We are all color struck. We are overly concerned with the color of another’s skin because to be anything other than a variation of pink is to be diminished in the world. We don’t talk about slavery. We don’t talk about Jim Crow. We don’t talk about the Trail of Tears. We don’t talk about segregation, an active factor in our lives today. Why are we all color struck, especially those who come here from other countries where there may or may not be a racial history of torture and abuse? Loss of cultural and historical memory? Loss of self-awareness? Loss of our humanity? For certain, it is because we have been taught to be conscious of color, particularly for purposes of differentiation and separation.
We need to speak to one another in the way we wish to be addressed. Don’t come @ me with your nigger speak. I really will bust you in your mouth, with love, and dare you to call the police. Since you don’t see color, you won’t be able to give a credible description and I will go on my way, hoping I taught you something of value.
Trevor Haaswyk was the Safeco adjuster who responded to my claim 19 days after I logged it.
He sent an engineer here to assess the damage. Donan’s engineer’s report said there was no structural damage to my storage unit, nor was there any damage to any other part of the house, save the bedroom.
Proof, I did not imagine Trevor Haaswyk.
Proof, Kent Stiles and Vince Paglia conspired to defraud me.
Proof, Kent Stiles signed off on and “paid” for the destruction of my home.
One of the crimes commited here is conspiracy to commit fraud. Then, there is the grand theft. Corruption of government inspectors may be involved as no building permits exist and code violations continue in effect. From the time Kent Stiles took over the handling of this claim from Trevor Haaswyk, the intention was to defraud, plunder the claim for as much money as possible.
I am so sure I am not the only one who has been victimized by these thieves.
Stiles manages the paperwork. He creates, alters, and otherwise manipulates documents to fit the needs of the time, whatever is needed to facilitate theft. His field adjuster, Nahal Mazandarani, was sent out to gain my confidence, survey the site, and act as if the lack of a foundation under my house was a thing significant enough to warrant the complete demolition and rebuilding of my house and storage shed, even though there was no structural damage done to the storage shed. All destruction, including the cutting down of my healthy, fruit-bearing, 31-year-old lemon tree and the decimation of all of things planted to support pollinators and clear the air around my property, following from there being no foundation was blamed on Building and Safety inspectors.
Somehow, Protech managed to rebuild this house with plans for repair, regardless of my complaints. It is no wonder I am now short 8 sq ft from my house, according to the company that came out and measured the objects on the lot to provide me with a premium based on the property standing here now, not my 1923 Rambler. Neither Protech nor Safeco notified anyone that this house and shed had been rebuilt. As this work was considered complete in December 2017, when it was abandoned by Protech and my family and I were forced in, I think the rebuild was never going to be reported. Plunder access point number one.
Tactics to which I was subjected during the commission of this fraud included bullying, gaslighting, lying, and stalling. Stall for time, drag it out. I was given an estimate of 3-6 months to complete the project. Why was I out of my home for 18 months, not counting hotel time? Protech invalidated their own contract by not completing my home within the estimated time frame. It didn’t matter how many complaints I lodged; they had a plan and were sticking to it. The crime is in the plan and the sloppy execution.
The second plunder access point was the $165K in personal property monies that went untouched throughout the claim. I didn’t save the insurance company any money, that’s certain. You’d think they’d care to know how these schmucks not only robbed me, but also them. When I complained to Stiles that the items for which he was being asked by the contractor to pay were nowhere in this house, he told me to file a police report if I thought things had been stolen from the site. He then made the police report disappear by giving the report to another adjuster, telling him to process it as a fresh theft claim. Stiles previously told me that he wouldn’t pay for the items I said were missing, but he sent the police report number and a list made up of items he told me were not covered to the new adjuster. That adjuster processed this new theft claim, charged me another deductible, and poof! the police report with Grand Theft on the cover, that details $75K worth of nonexistent items vanishes as a closed claim.
Because the relationship between adjuster and contractor is confidential, they can accomplish all sorts of tricks with no oversight. It is as if the relationship is sacrosanct. It is because of the nature of the relationship that Stiles and Paglia have likely done this job of work several times over the last 16 years. I know I am not the only victim, but I may be the only one to have realized what was happening and alerted one agency when the estimated 6 months of being out of my home was exceeded. Had to stick it out to the bitter end to really see what was going on. I am 7 months past the time I should have been talking about this, but it is only now that I am receiving paperwork from the Assessor’s Office and Safeco regarding premium renewal that I can see, clearly, how Stiles pencilwhipped me and my complaints out of existence.
My home is smaller and there are many things wrong with it that will necessitate tearing this mess down and starting again, this time with the proper documentation and proper procedures followed. Now, there is an investigation into fake inspections because not one building permit exists for this horribly rebuilt house. No building permits, no warrantys, no invoices, no receipts, except for fabricated ones. Nor were there supposed to be any. It was supposed to look as if Protech was only recently hired on to correct errors for which some other contractor was responsible.
I have 6 estimates for the same job. None of the final numbers match. I was asking for the return of the $80K Safeco paid Protech on my birthday, but I realized I must ask for much more because there is so much that must be corrected and paid for.
I entered into this contract in good faith, and have been treated nothing but badly. I am looking for justice for all of us who have been duped by these scoundrels.