Building Contractor Scam · Civil Court · Criminal Organizations · fraud · Homeownership · Insurance · Insurance Claims · Insurance Scam · Law · Paralegal Studies · trauma

PTSD Blues (Public Service Announcement)

I lived in my home for over 60 years. Then, I made an insurance claim with SAFECO INSURANCE. Instead of simply repairing the damage done by the tree falling on my bedroom, they told me lies and stole my home through destruction. SAFECO INSURANCE, PROTECH CONSTRUCTION, LOS ANGELES COUNTY BUILDING AND SAFETY are all involved in this theft by deception.

Protech Construction was found to be in violation of the Professional Conduct Code, and was ordered to pay me for damages assessed by the Contractors State License Board. Protech did not pay as ordered. I filed a claim against the contractor’s bond, and they are now stalling me about payment.

If you are insured with SAFECO INSURANCE or have any contracting work scheduled with PROTECH CONSTRUCTION owned by Vince and Kimm Paglia, you need a new insurance company and a new contractor. SAFECO INSURANCE does not have any oversight. There is no one in charge there. The Presidential Service Team is no joke as it does not assist consumers resolve problems with claims adjusters. Claims adjusters and contractors maintain a confidential relationship that disadvantages the consumer. Once they close ranks, no help will be forthcoming from within the company. Consumers are forced to seek assistance from the Department of Insurance, but they do not help consumers get answers to pertinent questions and they make no demands of the insurance company to provide consumers with answers to legitimate questions about the handling of a claim.

SAFECO INSURANCE appears to have every law firm capable of fighting them on retainer. Not even PUBLIC COUNSEL would help me bring a case against the insurance company because of conflict of interest concerns. Unless one has an incredible amount of money, there is no legal help available. Stalling, along with lying, is the chief action employed in the commission of this scam. SAFECO INSURANCE repeatedly notified me that I could not file a lawsuit against them if it was not brought within a year of the commencement of work, hoping to convince me that the statute of limitations would expire and I would be without recourse. That might be so if I was only looking to prove bad faith, but this is fraud and a civil suit can still be brought.

CAVEAT: AVOID SAFECO INSURANCE AND PROTECH CONSTRUCTION, PERPETRATORS OF A CLAIMS SCAM THAT DEPRIVES CONSUMERS OF THEIR HOMES AND THE INSURANCE CLAIM FUNDS NECESSARY TO PROPERLY RESOLVE A CLAIM.

aging · Class · Community · ethnography · excess death · Homeless People · racism · trauma · white supremacy

Causes of Black Excess Death

A friend sent me a video in Messenger that detailed many of the ways you can end up dead in America if you happen to have been born Black. It stung me. It is the 21st C. and we are still with this white supremacist bullshit.

The video made me think about Emmett, that and an article I read by Dr. GS Potter, who seems to be a phantom, about why we can’t automatically believe all women when they cry sexual assault victim. I thought about the parallels I drew between Emmett Till and Tom Robinson in To Kill a Mockingbird. Both dead as a result of doing something ordinary, both dead because of the believed white woman’s word.

When I feel more composed I will figure out how to embed the video. I want to have the ability to watch it several times. Emmett Till died as a result of purchasing penny bubble gum. Tom Robinson ended up convicted and dead because he offered kindness to a poor white girl, abused by her father and sneered at by the townies. Philando Castile hurts all the more because he was riding in his girlfriend’s car with a young girl child in the back seat, because he’s dead and mother and daughter are traumatized how many ways ’til Sunday?

Doing mundane things can get you killed in America if you are visibly Black. Sandra Bland is dead because she allegedly didn’t signal a turn.

What the fuck is this?

HOMELESS PEOPLE. IT IS A VIOLATION OF HUMAN RIGHTS TO TREAT HOMELESS PEOPLE THE WAYS WE DO. DENIAL OF A PLACE TO RELIEVE ONE’S SELF, DENIAL OF WATER, VIOLATIONS OF HUMAN RIGHTS.

Why do we have people living on the streets in large numbers in America and that shit’s okay? We officially have pavement dwellers like those I observed in parts of the Indian subcontinent that were, at the time, suffering large in-migrations of rural people into the cities, looking for work. They lived in the garbage dumps. In America, the area surrounding the homeless is turned into a dump because of lack of access to the basics: a place to cook, a place to squat it out later, a place to lay your head.

Seems so simple, the fix to this. So many rich politicians could afford to house all the homeless people on their many properties. Why do we, the people, allow these conditions affecting people just like you or me, to persist? Are we truly anesthetized? Are we truly that unfeeling? Is there no longer any creature recognition going on?

What the fuck is really going on, people?

In 1955 Money, Mississippi, Black people had a greater chance of being lynched, and of having the lynchers get off because of the low prosecution rates for violent crimes against Blacks, but in support of white female purity and white male superiority. Carolyn Bryant only recently confessed that she lied. Her believed lies got a 14 year old boy tortured, mutilated, slaughtered.

Hikkikomori looking better and better e’er day.

AS · Bad Faith · Building Contractor Scam · Criminal Organizations · Insurance · Insurance Claims · Insurance Scam · Paralegal Studies · trauma

In Compliance

According to the associate insurance compliance officer with the State of California Department of Insurance, Safeco Insurance has handled my claim in complete compliance with the Insurance Code and the Fair Claims Settlement Practices Regulations. Therefore, the following is all perfectly legal.

It is in compliance with the Insurance Code to respond to a claim 19 days after it is reported.

It is in compliance to fail to provide repeatedly requested documents that supersede an engineering report upon which claim settlement was based.

It is in compliance to fail to provide repeatedly requested itemized statements that accompanied checks paid to the contractor that should be in the claim file.

It is in compliance to fail to provide documentation of a whole-house red tag, upon which the destruction of my home and undamaged workshop was based that should be in the claim file.

It is in compliance to fail to report the rebuilding of my home, to carry the claim as repair only, and to fail to report the changes to Underwriting.

It is in compliance to falsify documents like the statement that itemized more than $80K of goods and services that were not performed nor were installed at this site.

It is in compliance to ignore consumer’s repeated reports of malfeasance.

It is in compliance to fail to honor the fiduciary responsibility the insurance company owes the consumer.

Bad Faith · Building Contractor Scam · Criminal Organizations · Disaster · Health and wellness · Homeownership · Insurance · Insurance Claims · Insurance Scam · Law · Paralegal Studies · trauma

CRIME SCENE

As of Earth Day tomorrow I will be living in this crime scene for over a year and have been attempting to resolve my problem with Safeco Insurance for three years.

Safeco adjuster Kent Stiles continues to fail to provide me with requested documentation. Vince Paglia lies to the Contractors State License Board about plans that never existed.

I am unable to get corresponding, itemized statements like the only one I have that corresponds to an $80+K check for materials and services not provided here, but paid for by Kent Stiles.

I am exceptionally tired of living in this crime scene. I think I have succeeded in having my property taxes lowered as I was finally able to get the assessor to come back out here and measure the property. When he came here before, he didn’t measure. He took pictures and the contractors word for the dimensions of the structure. The contractor told him the structure measured 816 sq ft. It actually measured 585 sq ft.

Not only are the insurance company and contractor crooked, the Los Angeles County Building and Safety seems to have some issues with their building inspectors. Not all of them are honest dealers. I had to write an online request to get the appraiser to come back here. He took a page from Stiles and Paglia and ignored my first three calls. Sending written notification prevented him from ignoring me any longer.

I am so angry about this situation that I could not sleep at all last night. Three years of claim mishandling and abuse from Safeco and Protech. Insurance companies have a fiduciary responsibility to their consumers. I should not have been less well off than I was before I filed my claim for damages. I should not have a smaller house with no amenities. I should not have to continue being a customer of Safeco, but I have already experienced Stiles’ manipulation of the information regarding my claim; he attributed my claim to water damage when it was wind that blew a tree limb onto the roof of my bedroom, the only room damaged in the incident. Stiles and Paglia destroyed my undamaged workshop, the entire front three-quarters of my home, all of my landscaping grown to support pollinators. I had to look at my front yard, barren and without any growth, or color for such a long time that I refuse to cut the grass. I prefer looking at green to brown.