Caught on to the Mad Movida that is Fraud and Grand Theft by Safeco Insurance and Protech Construction

One of the crimes commited here is conspiracy to commit fraud. Then, there is the grand theft. Corruption of government inspectors may be involved as no building permits exist and code violations continue in effect. From the time Kent Stiles took over the handling of this claim from Trevor Haaswyk, the intention was to defraud, plunder the claim for as much money as possible.

I am so sure I am not the only one who has been victimized by these thieves.

Stiles manages the paperwork. He creates, alters, and otherwise manipulates documents to fit the needs of the time, whatever is needed to facilitate theft. His field adjuster, Nahal Mazandarani, was sent out to gain my confidence, survey the site, and act as if the lack of a foundation under my house was a thing significant enough to warrant the complete demolition and rebuilding of my house and storage shed, even though there was no structural damage done to the storage shed. All destruction, including the cutting down of my healthy, fruit-bearing, 31-year-old lemon tree and the decimation of all of things planted to support pollinators and clear the air around my property,  following from there being no foundation was blamed on Building and Safety inspectors.

Somehow, Protech managed to rebuild this house with plans for repair, regardless of my complaints. It is no wonder I am now short 8 sq ft from my house, according to the company that came out and measured the objects on the lot to provide me with a premium based on the property standing here now, not my 1923 Rambler. Neither Protech nor Safeco notified anyone that this house and shed had been rebuilt. As this work was considered complete in December 2017, when it was abandoned by Protech and my family and I were forced in,  I think the rebuild was never going to be reported. Plunder access point number one.

Tactics to which I was subjected during the commission of this fraud included bullying, gaslighting, lying, and stalling. Stall for time, drag it out. I was given an estimate of 3-6 months to complete the project. Why was I out of my home for 18 months, not counting hotel time? Protech invalidated their own contract by not completing my home within the estimated time frame. It didn’t matter how many complaints I lodged; they had a plan and were sticking to it. The crime is in the plan and the sloppy execution.

The second plunder access point was the $165K in personal property monies that went untouched throughout the claim. I didn’t save the insurance company any money, that’s certain. You’d think they’d care to know how these schmucks not only robbed me, but also them. When I complained to Stiles that the items for which he was being asked by the contractor to pay were nowhere in this house, he told me to file a police report if I thought things had been stolen from the site. He then made the police report disappear by giving the report to another adjuster, telling him to process it as a fresh theft claim. Stiles previously told me that he wouldn’t pay for the items I said were missing, but he sent the police report number and a list made up of items he told me were not covered to the new adjuster. That adjuster processed this new theft claim, charged me another deductible, and poof! the police report with Grand Theft on the cover, that details $75K worth of nonexistent items vanishes as a closed claim.

Because the relationship between adjuster and contractor is confidential, they can accomplish all sorts of tricks with no oversight. It is as if the relationship is sacrosanct. It is because of the nature of the relationship that Stiles and Paglia have likely done this job of work several times over the last 16 years. I know I am not the only victim, but I may be the only one to have realized what was happening and alerted one agency when the estimated 6 months of being out of my home was exceeded. Had to stick it out to the bitter end to really see what was going on. I am 7 months past the time I should have been talking about this, but it is only now that I am receiving paperwork from the Assessor’s Office and Safeco regarding premium renewal that I can see, clearly, how Stiles pencilwhipped me and my complaints out of existence.

My home is smaller and there are many things wrong with it that will necessitate tearing this mess down and starting again, this time with the proper documentation and proper procedures followed. Now, there is an investigation into fake inspections because not one building permit exists for this horribly rebuilt house. No building permits, no warrantys, no invoices, no receipts, except for fabricated ones. Nor were there supposed to be any. It was supposed to look as if Protech was only recently hired on to correct errors for which some other contractor was responsible.

I have 6 estimates for the same job. None of the final numbers match. I was asking for the return of the $80K Safeco paid Protech on my birthday, but I realized I must ask for much more because there is so much that must be corrected and paid for.

I entered into this contract in good faith, and have been treated nothing but badly. I am looking for justice for all of us who have been duped by these scoundrels.

 

 

 

What is Wrong with US?

Are we really all racists? Are we all irresponsible? Are we all trying to die? From opioids to laundry pods, are we really this stupid?

I can’t watch the news unless it comes from someplace outside of America. I am sick of being exposed, on the daily, to the lies, misdirection, and hatred coming from the top. I don’t want to see that ugly man’s face, but it is plastered everywhere. I can’t use social media because he is everywhere there. He gets way too much publicity. Is this all a ratings race? Who is winning because it certainly is not the public, who is exposed to “information” we cannot trust the truth of, nor can we believe.

An orange ass, who has done nothing in his life but lie and cheat, has no right to be in office. He has no right to expose me to his ignorance.

Is money the only thing that matters in this country? Being stupid certainly seems to be the movida of the hour. Eating laundry pods? How are people being raised nowadays? Where is the sense?

My son tells me that people now have pet children. They have a child, children, but fail to parent them. Single mothers look for mates, children in tow, rather than parenting the children presently in the world. Children have smartphones and tablets to babysit them before they can talk. No wonder they are sexting at age 8. What happened to childhood? What happened to responsible parenting?

The airways are full of the lowest of the low in terms of showing us what behavior is extant. Incest, hatred, murder, bigotry, jealousy. Every day we are exposed to the most negative, loathesome, debilitating, demoralizing behavior. Is this what we are expected to become? I have never seen upright behavior spurred by constant exposure to nastiness.

Like the little dog I saw in my twitter feed. He’d been abused all his life and cried when touched gently. It took a handler a while to calm the poor animal, but she broke through by showing patience, gentleness, kindness. Eventually the wee beastie stopped crying, relaxed and was able to begin responding in kind. It didn’t take long, but exposure to something other than the abuse he’d experienced was required for him to make a change.

I suspect our media is attempting to turn us all into mindless drones. Thoughtless, without empathy, stupid. I don’t like thinking this way, but I am continuously shown this behavior, encounter this behavior in the world, where I know I cannot trust anyone’s word, where I expect the worst and always receive it.

I wasn’t always like this. I was once an optimist. My son says I still live in fantasyland because I want to believe in people. It is getting more difficult to stay in fantasyland, though. I have been robbed, cheated, lied to more often in the past two years than at any time in my life. Confronted with the unending hubris of humankind, I am stunned by how far we seem to have fallen in the US.

Completely distressed.

SAFECO INSURANCE BAD FAITH

I have to get this down before memory fails because it seems to me that Safeco Insurance is attempting to cover up their bad faith.

After asking my adjuster a question about the funds remaining in my claim and a question about the engineering firm that drew faulty plans, she did not communicate with me for 2.5 months. When I heard from her, indirectly through the temporary housing agency, it was to cancel my housing and tell me my home was ready to move in.

In August 2016, I was given an estimate of three months for completion of the rebuild of my house and storage shed. The plans were drawn by engineers from Powell and Associates. They made a major error when drawing the plans in that they completely missed the orientation of my lot. My lot lays like this: \ \, not straight the way they drew it. Also, they did not account for all of my landscaping, which was purposely planted and cultivated to attract pollinators and to help my asthmatic family breathe.

18 months later, Safeco Insurance is trying to force me into a home that has not been signed off on by the County, that had no utilities on, where none of my appliances have been returned from storage. My adjuster sent me into a property that had an open trench, downed power lines, and mounds of soil in both the front and back yards. There is only one entrance, and to enter required stepping over a palette and a plywood step. And then, she played the victim because I asked if she was on drugs. Her actions indicated to me that she was either mad or on drugs. This is part of her gaslighting routine. All through this claim process, she has either downplayed my concerns, ignored them outright, or told me they were not important. Her victim missive completely forgets to mention she sent me into a home that was not ready. She tried to cover by saying she reinspected the property, after she shut down the project (abandoned it), and discovered there were still things that needed done outside. Inspection should have happened before ending my housing and telling me to move in.

I have no idea who to trust or talk with about this problem that has existed since the beginning of the claims process. I now trust no one associated with this project, save my contractor, who is the literal man in the middle.  He is being asked if the house is “livable.” It cannot be livable if there are no appliances and no utilities, yet I am being pressured to move in. Why? Perhaps because we are long past the completion estimate of 3 months.

I feel I have been set up to appear uncooperative. If the claimant is uncooperative, work can be stopped. I think this is what is happening, but I can’t prove it. There is no effort on the part of anyone associated with this claim to own that I was sent into an incomplete house without a certificate of occupancy, without utilities. And when I asked if my adjuster was on drugs, I was told that sort of accusation would not be tolerated. But I am supposed to tolerate the abuse I’ve endured for two years, including the decimation of my landscaping and the ignoring of my complaints that something was wrong with the plans from the very beginning.

This looks and feels like bad faith.

 

Casting Back

No, this isn’t about knitting, though that is my world nowadays. No, this is about remembering, triggered memory. Read the name Owen and cast back to my neighbors, the Owens. Large family, all varying shades of mocha with the exception of the only son, Anthony. I secretly adored his handsome chocolate brown frame. It was never curious to me that he was the only brown child; it was marvelous. I wonder if he ever experienced discrimination because of the lovely color of his dark brown skin.

In southern India, I saw the most beautiful dark brown people with glistening black hair. Gorgeous! Then, I learned they were as colour-struck as American Blacks and used terms like “wheatish” to describe the most desirable skin colour. Dalits I met were universally brown-skinned. The women and men who tended my household, bathroom, and garden were universally brown. The owner of the flat was that wheatish color I first encountered reading Indian newspaper personal ads. Wonder what causes wheatishness? Black people have white folks in slavery to thank for some of our wheatishness, as well as for the concept of colour-struck in American culture.

Considering such castings cause me to take refuge in my knitting. I’m not a writer, Yann! I’m a maker, an artisan, a handcrafter, a sample maker. Mom was a sample maker. There are entire businesses devoted to the making of samples. I saw one recently featured on NHK. Sample makers typically make the first draught of a pattern, testing theory as it happens. If everything is good, only one sample is needed. If more work is needed, revisions, and additional samples will be made. I like making one or two of a thing, then off to a new project. I have a research scientist’s ability to focus intently on a topic for a long while, but I have a child’s curiousity and want to explore many things, hence the making of one or two gloves, or pattern tests, or blog posts, then it is off to a new project.

Anthony. One of his sisters was a doctor. Another worked in the university system. They were a good family. I hope all is well with them.

Sherrice Iverson

Sherrice would be about 27 if she had not been stolen from the world.

This baby was raped and murdered in a Las Vegas bathroom stall as a friend of her assailant, who knew what was happening to her, exited the bathroom and continued about his business.

He was dubbed a Bad Samaritan. First time I ever heard this concept used, though its existence should have occurred to me. There is no written law requiring bystanders to stop rape or murder, even of a child.

So, a baby girl was lost twenty years ago and I cannot forget her.

Blessing in Disaster (Real/Real)

The winds were high and apparently gentle, but the property-line tree fell on my home. Happy Earth Day! The tree was over 60′ tall by a ways. The utility pole stands that high and the tree towered over that, all five branch trunks growing from the main stem. Hard to believe the tree started from something like a weed, easily yanked out of the earth before it can grow into the heavy colossus guarding the property line.

When the branch cracked away from the central trunk, I was sitting under it in my bedroom. You know that sound you hear in films about the lumbering industry, hacking down the forest, shouting,”Timberrrrrr!” The tree cracks away from the base and the upper branches whoosh earthward through the air. I heard the crack, heard the whoosh, and was out of the room by the thud that signaled the trunk had come to rest on the roof and on the roofs of the next two houses. No damage to any roof but my own. Thank you, Mother Earth.

The ceiling was kept up by things sitting atop the closet. I can see daylight where the wall of the house buckled and burst at the seams from the weight of the limb that laid atop the roof for 3-4 days. The general contractor said the only reason the tree did not come into the room is because it was small. Saved by geometric configuration and physics.

The general contractor also said the house must be razed.

I await the adjuster/appraiser. Long wait in a precarious shelter. I refuse to go into my bedroom. Just moved to the living room, though it is somewhat dicey up here as the neighbor continues to host a colossus, some of its branches overhanging my property….

Neighbor Done Lost Her Mind

I have written here before about the gang members who live across the street and harass me every chance they get. Last March, the day before my birthday, I sent a Demand Letter to the owner of the property. I asked for $7500 in compensation for harassment, threats on my life, taunting, attempted humiliation, and exposure to violence. They seem to have forgotten how they have treated me from 2008 to the present day.

When they shut up after the first letter, I let it go, but the other day as I was walking out to my car to go to the 341 hearing, I was loud-talked, chided, and asked why I wanted to sue my NEIGHBORS! I was subjected to this harassment because the loud-talking woman decided to accept gossip for reality. She thought I called the Sheriff on her. Why? Must be guilt, because I hadn’t thought about them since March 2015.

Since she brought it up, I thought to renew my demand for my money. If I don’t receive the $7500 by 20 February, we will be seeing the inside of the Small Claims Court where the landlord will have to explain why she supports a nuisance.