aging · Class · Community · ethnography · excess death · Homeless People · racism · trauma · white supremacy

Causes of Black Excess Death

A friend sent me a video in Messenger that detailed many of the ways you can end up dead in America if you happen to have been born Black. It stung me. It is the 21st C. and we are still with this white supremacist bullshit.

The video made me think about Emmett, that and an article I read by Dr. GS Potter, who seems to be a phantom, about why we can’t automatically believe all women when they cry sexual assault victim. I thought about the parallels I drew between Emmett Till and Tom Robinson in To Kill a Mockingbird. Both dead as a result of doing something ordinary, both dead because of the believed white woman’s word.

When I feel more composed I will figure out how to embed the video. I want to have the ability to watch it several times. Emmett Till died as a result of purchasing penny bubble gum. Tom Robinson ended up convicted and dead because he offered kindness to a poor white girl, abused by her father and sneered at by the townies. Philando Castile hurts all the more because he was riding in his girlfriend’s car with a young girl child in the back seat, because he’s dead and mother and daughter are traumatized how many ways ’til Sunday?

Doing mundane things can get you killed in America if you are visibly Black. Sandra Bland is dead because she allegedly didn’t signal a turn.

What the fuck is this?

HOMELESS PEOPLE. IT IS A VIOLATION OF HUMAN RIGHTS TO TREAT HOMELESS PEOPLE THE WAYS WE DO. DENIAL OF A PLACE TO RELIEVE ONE’S SELF, DENIAL OF WATER, VIOLATIONS OF HUMAN RIGHTS.

Why do we have people living on the streets in large numbers in America and that shit’s okay? We officially have pavement dwellers like those I observed in parts of the Indian subcontinent that were, at the time, suffering large in-migrations of rural people into the cities, looking for work. They lived in the garbage dumps. In America, the area surrounding the homeless is turned into a dump because of lack of access to the basics: a place to cook, a place to squat it out later, a place to lay your head.

Seems so simple, the fix to this. So many rich politicians could afford to house all the homeless people on their many properties. Why do we, the people, allow these conditions affecting people just like you or me, to persist? Are we truly anesthetized? Are we truly that unfeeling? Is there no longer any creature recognition going on?

What the fuck is really going on, people?

In 1955 Money, Mississippi, Black people had a greater chance of being lynched, and of having the lynchers get off because of the low prosecution rates for violent crimes against Blacks, but in support of white female purity and white male superiority. Carolyn Bryant only recently confessed that she lied. Her believed lies got a 14 year old boy tortured, mutilated, slaughtered.

Hikkikomori looking better and better e’er day.

aging · Craft · death · friendship · observations · Religion · Sexualities · social observation

Type, Don’t Write – Take 2

The wind is high. Already, several tree limbs have hit the house. The first one was slender, showed signs of termites, hollow inside, ripe for being blown down.

Anxiety. What good would it do to call the insurance company? The tree should have been removed instead of my home. What good would it do to call the contractor who botched this job royally? I hope he used my claim funds for something worthwhile, like curing HIV/AIDS or the Oval Occupier.

Women are under attack, but they have always been under attack. We are not counted among those created equal. It is no accident that only men are mentioned. Just like it is no accident that God is allegedly a male. That’s sex. I never thought God had a sex. What need of sex has God? When the myth got started that Jesus was God, I lost all interest in Christian religions. I know they’re gonna be struck by something and I don’t want to get smote.

The Old Testament God was angry, jealous, would tear shit up, or inflict horrors on pretty innocent people. At least, I understand this God. He’s petty.

With the New Testament we throw out the petty God and claim Jesus is God and his son. That’s some hellified double relationship. God made a baby who was Himself. A woman was used.

Women constantly get used. I’m ’bout fed up with that. But women find it difficult to stand together. Wasn’t always this way, but it seems to be the case today. Maybe it’s generational. Women were in competition for men, so they were bitchy to one another. Let a woman get a man and she will abandon her women friends in a combination New York/LA minute. Cisness is death to women friendships.

My best friends were always lavender ladies. They know how to party. They know how to be quiet and comfortable together. They know how to be friends. I wish everyone was multisexual, especially the Christians.

Why do Christians have so much interest in other folks’ naughty bits? Why are they always trying to make women have babies they can’t care for? Why don’t they have as much care for the living as they do for the “pre-born”? I’d like to see a 6 week foetus survive on its own, no machines, nada. Just pretend it is born.

What happened to procreation being a job for two? If the women are being penalized for getting pregnant, why aren’t the men who impregnated them getting some sort of punishment? Punitive. That’s what Christians are. They are sadistic and mean.

Of course, there are sadistic and mean people everywhere in America. They exist in every religion, every ethnicity, every age group, every sex. But Christians, maybe evangelical Christians stand out for their love of death. They would rather see you dead than not believe the way they do.

I don’t know about this type, don’t write thing. I get to saying stuff I think but don’t say. I don’t like confrontation. I don’t like hurting other people. However, there is more room out than in. So, there you go.

aging · AS · Craft · Homeless People · observations · Religion

Type, Don’t Write

All sorts of info, directive filters into my headspace. The title is a result of this seepage. Either I read this dictate, saw it in passing on television, likely in an ad, or it was splashed at me through subliminal advertising. Who knows?

Doing so many things in a day. Ramadan always calls for a period of adjustment, generally a turning around of activity. Eating and drinking can go on during the night, but dawn sees the resumption of the fast. Day is now for contemplation. Night is for getting things done.

Night offers quiet. Getting things done must be accomplished in quiet. It is a blessing. It is calming. It is a refuge from the surrounding madness. The homeless remain, increasing in number. What need have I for pictures when the blind cannot see them? Mummy could ignore a lot of things because she was deaf in one ear. Ceaseless drips from a faucet set my teeth on edge.

Type, don’t write. Need to read more Faulkner and O’Connor. 1955 was a significant year. Read Faulkner’s coverage of the Kentucky Derby of 1955 in Sports Illustrated. Got no need for sports, but I do love horseracing. So many Black men built that sport. Built the South. Built the nation. But The Misfit runs the nation right now. Flannery said so.

The recitation continues. May your Ramadan bear fruit.

aging · AS · observations · Paralegal Studies

I Need a Lifeline

Haven’t knitted a thing in days! Thought April would never end. Now, the day after May Day, International Workers Day, I must pick up my work in progress and add a lifeline as an afterthought because my Bird’s Eye Lace section is off.

A day without knitting is like a day without knitting, I tell you what. I don’t like having to do without. So many tasks to accomplish in April, but at the least my property taxes have been paid and should be lower the next time I have to pay them. Nothing is more sure than death and taxes.

Completed my interview with Pissed Consumer. That was difficult as it was hard to find a neutral background in this rectangular rat trap.

Spoke with Building and Safety and have to laugh every time I think of the excuse I was given for the CFO (Certificate of Occupancy) that was issued to Vince Paglia having an issue date of 21 September 2017 when the structure wasn’t given final approval for occupancy until 11 January 2018. CONSUMER ALERT A contractor submits the CFO to the insurance adjuster to receive payment. It is a form of proof of work completed. Vince Paglia had this document in February though the Permit Date on the CFO is March 2017. My home was demolished in February 2017, the month the first check was issued to Paglia. There is no itemized statement in my claim file to provide a breakdown of the payment and Kent Stiles will not provide the statements no matter how many times I request them.

I asked the representative from Building and Safety if it was usual to issue a CFO when there was no structure standing on the property and was told no, the issue date was a “typo”. In 30 April 2019, the CFO issue date of 21 September 2017 is damn near two years old. Helluva duration for a “typo”. If I’d never brought the discrepancy to anyone’s attention, that “typo” would be word.

It takes a long time to get over being gaslighted for a couple of years and then having to go through the grueling ordeal of uncovering the evidence, following clues to get a documentation trail established. Research and investigations is long, tedious, hard work.

A typo. Picture me laughing.

aging · Bad Faith · Building Contractor Scam · Criminal Organizations · Insurance Claims · Insurance Scam · Law · Probate Housing Creditors Mortgages Mortgage Fraud · trauma

AVOID SAFECO INSURANCE AND PROTECH CONSTRUCTION continued

From $48K to $430K. How did we get from one point to the other? Very illegally, step by step.

In the midst of being packed out of my home, I chanced upon a letter from Safeco that said my insurance was going to be cancelled for non-payment of the premium. I couldn’t understand why that would be because my premiums were pulled directly from my bank account and there was plenty of money to pay it. I called to correct this matter and found out the mortgage servicer who accepted payments for a loan my mother had before she died replaced their name on the insurance as a lienholder. Following the probate proceedings, where no claim was made against the estate by this loan servicer or any other entity, and I was awarded the property, free and clear, I removed MGC Mortgage from the homeowner insurance that I had been paying for years without my name being listed on the property.

MGC Mortgage, who I later learned represented Beal Bank in Texas, called Safeco and had their name replaced on the insurance and told Safeco they would be responsible for paying the insurance going forward. This is how my premium came up for cancellation; MGC Mortgage aka Beal Bank was trying to gain control of my property for the sum of $25,5K. They failed to pay the premium because they were trying to steal my home based on a false claim of having a Trust Deed against the property.

I don’t know when, exactly, my premium payments stopped coming out of my bank account, but it must have been just prior to the tree fall. My complaint about this led to the loss of my first adjuster, Trevor Haaswyk and opened the door to the King of Rip-Off Kent Stiles.

I will add to this story over the course of the day as I remember all that has transpired since 22 April 2016 continuing to today.

aging · AS · Bad Faith · Criminal Organizations · Homeownership · Insurance · Insurance Claims · Law · Paralegal Studies · Sociology · trauma

Now, I Am Believed

Well, well. As Safeco hired the Independent Inspector, I expect to never see his report. When he presented himself here, he seemed fair and even-handed, I might even say fair-dealing emanated from him. I must be radiating some sort of freneticism because all men wind up talking to my son. I think they hear me, but they talk to him. At first I rather despised this male habit, but once I rethink it some more, I’ll get back to this line.

For six months, we have been glamping, with the boxes that have no where to go gracing the “driveway” and the “back yard” with their unexamined contents. After opening 400 boxes on the dead run, I hadn’t the manual dexterity to continue. Gotta rest that carpal tunnel, doncha know?

No stove hookup available, no flex line and cut-off valve. But this was paid for. So, I bought some electric burners and have been cooking with electricity. Hate it.

The meter board should have arc faults in it. They were removed by Protech’s electrician when I called to tell them the breaker was thrown when nothing much was on. I think the place needs rewired. Their fix was to remove the Building Code-required arc faults.

The adjuster who made the payments, Kent Stiles, continues to head up the investigation into my claims of his, Mazandarani’s, and Protech’s malfeasance. How can he investigate himself? I asked him this directly. He provided no answer. I had the opportunity to ask his manager, and he said Safeco thought he was the best person for the job because of his “familiarity” with the case. The man has participated in my gaslighting for over two years, masterminded the situation IMO because he is the common denominator among all adjusters who have worked on this case. Stiles took over the case from Trevor Haaswyk, who later left the state. Stiles made the payment to Beal Bank. He made the $80K payment to Protech in March even though he knew full well the job was in active dispute. I used his estimate to craft the police report itemized list of items stolen from my property. Safeco paid for all sorts of things after Protech provided them with a written estimate. Not a final bill. No invoices. An estimate, only, after two years. At this point, some precise figures should be available.

But, no. After submitting this $80K estimate to me, Protech issued ANOTHER ESTIMATE, that stated they spent $238K on this project. Again, what was installed was altered, costs changed, still no receipts or invoices presented, no explanation of the change in cost from their original “bid” of $190K to the final $238K. Stiles is the only one qualified to investigate these irregularities as he aids and abets grand theft. SMH

 

 

aging · AS · Bad Faith · Criminal Organizations · Disaster · Economic Anger · Homeownership · Insurance Claims · Paralegal Studies · power · small claims court · trauma

Finally, An Independent Inspector

After six months of wrangling with Safeco Senior Claims Resolution Specialist Kent Stiles,  whom I fired one month ago, enduring his continued attempts to humiliate and abuse me, his attempt to go through the back door of Innovations Properties to get me hooked up with the contractor network that I thought I was already a part of, an independent cost consultant was called in.

Stiles did not want him to know about the 19 days of delay that characterize the first days of my claim that was handled by a fellow named Trevor Haaswyk, now employed elsewhere. Wonder if I should track him down and get a statement? I may present this in civil court if this matter is not resolved to my satisfaction.

The inspector was treated to a first-eye look at the hideous workmanship that is Protech’s signature if all of the online reviews are to be believed. He photographed the overtorqued roof that is twisting the house and causing the apex joint in the centers of the house and garage, front and back, to separate and jut forward and backward. He saw how they deviated from the “plans”, a different set than those presented to me over 18 months of deceit.

The inspector also had a look at the last estimate submitted, documenting that Protech claims they were paid over $238K when their initial bid was $190K. They submitted no paperwork indicating why they needed this extra money. I have no documentation in this house for anything installed, no warranties for appliances installed, and a previous estimate that netted Protech $80K. That estimate was not presented for inspection. Guess the State Contractors License Board will have to take that into account.

I know the inspector found we were charged for items and services that never happened or were never installed on this property. I know he took note of the shoddy workmanship in evidence.

 

aging · AS · Bad Faith · Criminal Organizations · Disaster · Homeownership · Insurance · Insurance Claims · Law · observations · Paralegal Studies · power

Is This Fraud, Larceny, or What?

 

Just made 63. The struggle is real.

Safeco, Liberty Mutual has provided the claim file. I have found $28-30K of discrepancies. Safeco has foisted the burden to the contractor, who was brought into the deal by the Safeco adjuster.

I asked the adjuster about the remaining claim funds in October and she refused to answer my question, went incommunicado for two months. When she did surface, it was indirectly, through my housing provider, to cancel my housing, telling me my house was fit for move-in.

It wasn’t.

Got a copy of my claim file. Says I bought hardwood oak floors that were sanded and stained and non-dust sanded, too. Trouble is I can’t find those floors in this house. These are laminate if I’m a day old. Says I have TWO infrared, vent-free heaters. There is a gas monstrosity in the living room. Says the porch pillars have been paid for, but I don’t have a porch any more.

All totaled about $30K in questionable charges. From missing windows, shutters, a back door, hardwood floors, bathroom mirrors, and kitchen cabinetry, to outright lies about what exists in this house, this is pretty shocking shit to me.

The insurance company is quick to advise taking the matter up with the contractor, but the adjuster brought the contractor with her. They are in this together. This isn’t the first time, either, I’d wager.

aging · AS · Bad Faith · Criminal Organizations · Economic Anger · Homeownership · Insurance · Law · Paralegal Studies

Who does their jobs anymore?

Two months ago I contacted an attorney to see about suing my bk attorney for interfering with my case and allowing Beal Bank to steal money from me they were not owed. I was referred to an attorney who is reputed to be quite creative, and I need someone with imagination to help me because more and more entities keep piling on in abusing me.

I got the paralegal from I don’t do my job. For two months I got nothing but runaround from him. When I called the office today, I learned he no longer works there, so I have to start all over again. This time, I was told, the lawyer I was referred to will call me back.

Now, I need an attorney who deals in insurance company bad faith, because being forced to live in a cold house with no utilities, appliances, or approval from the entity that provides certificates of occupancy seems like mighty bad faith to me. I want someone to feel my wrath.