It is beyond irksome that I am not free to speak my truth of what Safeco/Liberty Mutual, Protech Construction, LA County Public Works, Building and Safety Division, and the Department of Insurance have done to me since 2016. All are players in a massive scheme to defraud consumers. Property claim fraud. I feel a need to warn insurance consumers of the danger involved in filing a legitimate claim for damages. You need to be an expert in the relations between insurance claims adjusters and contractors, building and safety codes, and statutes of limitation. You need to be prepared because no one will help you get to the truth of the matter without an attorney. Attorneys won’t help once they know the players involved. You are quite on your own against forces you never even knew could be arrayed against you when you haven’t done a thing wrong.
How is it that my home was demolished without my authorization? Well, the demolition receipts state that Vince Paglia of Protech Construction claimed to be the owner of my property when he applied for whatever he needed to destroy my home. How was he able to do this?
Had to have had the help, guidance, direction of the claims adjuster, Kent Stiles, who is also the money man. Did you know that claims adjusters and contractors can engage in confidential relationships? They can hatch up whatever between themselves and never inform the consumer. Sweet deal, huh?
Then, for this coffin to have passed final inspection indicates another help from a department of the County that has no oversight. Public Works answers to no one, it appears, as they have helped stall my efforts to understand why I am living in squalor, with the flooring crumbling beneath the shower and the bathroom floor. How did this abandoned project pass final inspection, then later have the Certificate of Occupancy and the final inspection rescinded?
I have been told so many lies over the past 4 years by the insurer, contractor, Department of Insurance, and LA County Public Works. I have reported this activity to all I could think of to report it. As no one seems interested, I have begun to feel like I am swimming in the most corrupt sea that exists in state and local agencies and corporations.
Is this thing I’m wrapped up in a scheme to increase property tax revenues? Is it money laundering? Is it racketeering? I do know this is big time white-collar crime and we all know that is never punished in this country.
I have lived in Los Angeles’s second district for my entire life. Our first supervisor, Kenneth Hahn, was the best supervisor we ever had. He handed off to Burke. She must have become corrupt after working with Hahn because things in the district never got better, but declined. Then she handed off to Ridley-Thomas, and the manure really hit fire.
As the complexion of the district began changing from black to brown, services deteriorated more. I would say the district suffered from neglect that was not benign. For example, people who should have known about our water supply appeared to have no knowledge of our water service. This is how those elected to manage our water district were able to run it into the ground, providing the residents with rust-colored water for years.
It is my opinion that all involved are criminals. Vince Paglia is dangerous. He called to threaten me when he was supposed to be telling me when he would pay the judgment awarded me by CSLB. Instead, he told me the contractor he had working on site was dead and I knew that both the insurance company and I had paid him $260K when my original estimate for repair was $48K. Well, I told the insurance company to not pay Paglia, but I was overruled and he was paid anyway.
Did you know California insurance consumers can request a copy of their claim file? I didn’t know until a public adjuster told me. By the way, if you do have to file a claim, get yourself a public adjuster. The insurance adjusters working for the insurance company cannot be trusted to do right by the consumer, particularly when they are able to engage in those confidential relations that leave the consumer uninformed and at their mercy.
I got the first copy of my claim file by requesting it from the person who answered the call. That claim file had one invoice in it for $80K that listed all sorts of materials that did not exist on this site. When I notified the adjuster about this major discrepancy, he told me to file a police report and send him a copy. I did this, and he made them disappear.
As a test, I requested the claim file from Stiles. The second time around I received a large box filled with every email, invoice, exactimate, etc. Then, Stiles made the entire claim disappear, except for on the database that records consumer insurance claim histories. You need to know about those databases. Lexis-Nexis operates the primary database.
I have come to think that Safeco/Liberty Mutual is a shell company. The claims adjusters all know what Stiles is doing. I wrote to the CEO and President to notify them. As there was no response, I guess they don’t exist because I’d investigate charges of embezzlement or money laundering originating from my company, a company consumers are supposed to trust.
I know I’m rambling. It is what happens when I’ve been stifled (bless you Jean Stapleton!) and oppressed by a bully with a purse bigger than mine.
So, let me just drop this on you: if you have homeowner insurance, familiarize yourself with building and safety codes in your area; with statutes of limitation for breach of contract or other malfeasance; find out who the best public adjusters are in your area. If you have Safeco/Liberty Mutual Insurance, find another insurer. Kent Stiles is as dangerous as Vince Paglia. Beware.
Texas and the Supreme Court are the equivalent of the Taliban. The only “people” who receive abortions are women. The Supreme Court has very little credibility with me. The Supreme Court supports discrimination against women. The Supreme Court allowed slavery. The Supreme Court is a sham.
From our German reporter:
NATO: Der Flughafen in Kabul wird vom Militär der USA und anderer NATO-Staaten kontrolliert.
Nato-Generalsekretär Jens Stoltenberg sagte, die Bedrohung durch einen Terroranschlag auf den Flughafen Kabul wachse von Tag zu Tag, es handele sich um eine reale, nicht um eine theoretische Gefahr.Dies erklärte er in einem Interview mit der Financial Times.
„Einerseits möchten wir so viel Zeit wie möglich haben, damit möglichst viele Menschen gehen.”Aber wenn wir über den 31. August hinaus bleiben, insbesondere wenn die Taliban uns nicht zumindest stillschweigend zustimmen, wird die Gefahr von Angriffen zunehmen.”
Der Generalsekretär des Bündnisses stellte fest, dass derzeit in Kabul eine der größten Evakuierungsaktionen der Geschichte im Gange ist. Ihm zufolge wird die NATO nach dem Ende des militärischen Prozesses ihre Evakuierungsbemühungen mit kommerziellen Flügen fortsetzen und die Taliban auffordern, Landwege zu öffnen.
Stoltenberg fügte hinzu, der schwierigste Teil sei die Evakuierung der Menschen zum Flughafen während der Evakuierung, da die Umgebung…
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In my enforced silence I glimpsed this and feel a tidal wave coming.
All this hand-wringing over writers finding their voice. Find your voice, writing instructors told me. Here’s how to find your voice, craft talks assured me. Once you find your voice, it will unlock everything, writing books promised.
I’m starting to question, though, that voice is the big deal everyone seems to think it is. I’m starting to think that voice springs not from some intentional quest for it but from an artist being truthful, to themselves and to their subject. If you care about something deeply—not because you should, and not because you look good online posting about it but because it vibrates in your bones—I don’t think you can help it: voice finds you. Because your voice is you. Your passion, your banality, your secret fears, all the worst and best parts of you.
So voice alone isn’t enough to make your writing interesting. What makes you interesting is…
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There is not in the world one single poor lynched bastqrd, one poor tortured man, in whom I am not also murdered and humiliated. ~Aimé Césaire, Et le chiens se taisaient
I lived in my home more than 60 years.
I have an insurance company generated engineering report that details the condition of my my home and workshop. It was effective from May 2016 through March 2018.
I have demolition reports where my name is not listed as the owner, though I have been the legal owner since close of probate in 2015.
I filed a legitimate homeowner insurance claim, had it insurance company assessed, and settled in 2016.
I have a second insurance company generated cost analysis of the structure and work that replaced my home without my authorization, pre-demolition inspection, or set of approved plans as required by Los Angeles County Public Works.
I have no documentation that supersedes the initial engineering report in effect from May 2016 through March 2018.
I have no documentation of a legal or structural reason for the complete razing of my property. However, I now have the suppressed documentation that the contractor was notified of his failure to complete the project, that the certificate of occupancy had been rescinded about two years ago. This notification was either not sent to the contractor or was sent and ignored.
I dedicate this Memorial Day to all those who gave their lives in the cause of freedom. We have not learned the major lesson of their collective sacrifice: war is not the answer.